Do you ever feel like you check your bank account and have no idea how you spent so
muchmoney? That may be because you’re spending it on things that either don’t last
or don’t really matter. If you want 2018 to be the year that you really start saving, cut out
a few things you really don’t need to buy. These are some things to stop spending money
on in the New Year.
ATM Fees
Unless you are in some dire situation where you desperately need cash, stop
withdrawing money from ATMs that aren’t from your own bank. Some ATMs at
restaurants and bars can charge you as much as almost $5.00 just to take money
out of them, and then there’s always the chance your bank charges you another
fee for using a different ATM. Forget fees, and only take out cash from your own
bank’s ATMs.
Take Out
Even if you’re just getting a coffee each morning, those costs add up. Plus,
imagine if you’re going out to dinner or drinks with friend several nights a
week — that’s a lot of money leaving your pocket. Make your own coffee, pack
your own lunches for work, and limit yourself to eating out only a couple of times
a month. Groceries cost much less than restaurant tabs.
Cable
You’d be surprised how many people don’t actually sit and watch live television
anymore — and with all the available streaming sights, we don’t blame them.
Ditch your monthly cable bill, which for some of you could cut close to $100 off
your monthly expenses, and opt for streaming services that cost only $5-15 a
month instead.
stay safe, which is why we make it a priority to help you prepare for the best
here to help with anything you may need. To schedule an appointment with
one of our advisors, please call (516) 932-5130 or email
info@americaninvestmentplanners.com.
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