A lot of things are easier said than done — one of those things being saving money. It seems like every time you try to put some cash aside, there are surprise expenses that need to be paid or new things you “have” to buy. Even if you’ve probably attempted dozens of ways to stop spending, try out these ways to save money without even trying.
Negotiate your cable/phone/internet price.
If you think you’re spending too much on these services, call your provider and negotiate a better deal. Most companies will do just about anything to keep their customers, and that includes lowering the price you pay on your bill each month.
Start meal-prepping.
If you add it all up, you’d be shocked at how much money you probably spend on food each week. Instead of buying food while you’re out, start planning and cooking your meals for the week at home to bring with you to work.
Stick to the outer ring of the grocery store.
Grocery stores usually stock the more processed and expensive foods in the middle aisles, so when food shopping, stick to the outer ring where they stock fresh produce, meats, and dairy. You’ll save money and eat healthier — talk about killing two birds with one stone.
Join rewards programs.
First off — we mean actual rewards programs, not store credit cards. Rewards programs at grocery stores and pharmacies give you special discounts on your bill without making you spend a dime to join them.
Unsubscribe to store emails.
Just seeing what new things the store has to offer will tempt you to shop and buy things you don’t really need. By not getting those kinds of emails in the first place, you won’t be tempted to online shop until your bank account drops.
At American Investment Planners LLC, we make it a priority to help you prepare for the best financial future possible. From managing your cash to estate planning, we’re here to help with anything you may need. To schedule an appointment with one of our advisors, please call (516) 932-5130 or email info@americaninvestmentplanners.com.
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