3 Surprising Expenses You May Be Able to Negotiate

American Investment Planners LLC

500 North Broadway, Suite 260, Jericho, NY 11753

(516) 932-5130 / (866) 932-5130

Ever hear the saying, "if you never ask, the answer is always no?" If so, have you ever actually tried to ask for something even when you already thought the answer was no? Especially when it comes to money, many people are hesitant to try and negotiate things for their own benefit, but you'd be surprised at how many things you can be successful with just by taking a leap of faith and asking.

Below, let's take a look at some things you've probably never tried to negotiate before, but can:

Groceries. 
Even if you're already spending hours clipping coupons and searching for all of the "buy one get one free" deals on the shelves, you may be able to negotiate your groceries even more. One way you can try to do this is with your meats - if you see something that is nearing its expiration date, it's worth asking for a discount since the store is going to lose money on them anyway once they're no longer good to sell! 

Interest rates.
You just applied for a credit card and they send you back all of the card's details, including interest rates - you have to accept what it is, right? Not all the time! If you have a great credit score and an excellent history of paying back your debts, its always worth contacting the credit card company (or other lender) to see if they'll work with you (hint: try saying that you're shopping around so that they know they have to work to earn your business). 

Major appliances and electronics.
With the holiday season right around the corner you can bet that major appliances such as washers and dryers, as well as major electronics such as TVs, are going to be on sale. But what if you miss those sales? The first place to start is with asking about the floor models, any returns and potential overstocks - purchasing these could work in your favor when it comes to price! Additionally, if you know you'll be buying more than one expensive item from the same seller, it's worth asking if they can do anything for you price wise.

Remember, the only way to find out if you can actually negotiate is by asking, so the next time you're in the market for something (with the holidays coming now is the perfect time!), don't hesitate to ask - the worst anyone can say is no.

American Investment Planners LLC offers tax planning, estate planning, retirement planning and more to generations of families throughout the United States. More information about the services offered can be found by visiting www.americaninvestmentplanners.com.