In a world where we can access our bank information via a mobile app and buy things off
the internet with literally one click of a button, it’s more important than ever to protect your
personal information — especially when it comes to your finances. Since there are,
unfortunately, a lot of ways thieves can compromise your money, there are a few steps
you should be taking to protect yourself from credit theft.
Clear your logins.
Change your passwords every month or so in case someone tries to hack your account.
This is especially important if you’re using a public wifi connection or public computer —
which brings us to our next tip.
Don’t use public networks.
While it may be inevitable sometimes, try your hardest to only use your own devices on
secure networks. Public networks and devices are more likely to be targeted by hackers
and thieves who want to steal your credit information.
Only use reputable sites.
While a social media site may show you a cool product that takes you to a site you’ve
never heard of, don’t be so quick to enter your information there. These sites are rarely
as secure as well-known ones, making it easier for your information to get stolen.
Use your credit card to online shop.
Your credit card has better guarantees of safety under federal law than other online
payment services or debit cards. While you can contest suspicious charges on your credit
card and get your money back, you can’t always do the same on PayPal or your debit card.
Monitor your credit statements.
When you get your credit card statements each month, go through the charges to make
sure none look out of place. For example, if you live in New York and see a random charge
at a gas station in Texas, you’ll need to call your credit company to report suspicious activity.
we’re here to help with anything you may need. To schedule an appointment with
one of our advisors, please call (516) 932-5130 or email
info@americaninvestmentplanners.com.
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