Tips For Financial Success on Black Friday and Cyber Monday

American Investment Planners LLC

500 North Broadway, Suite 260, Jericho, NY 11753

(516) 932-5130 / (866) 932-5130

For those of you who prefer to be proactive and get a head start on your holiday shopping, two of what are probably your favorite days of the year are almost here - Black Friday and Cyber Monday. Regardless of whether you prefer to shop online or physically in the stores, these two days following your Thanksgiving celebration are the perfect opportunity to snag the best deals on those gifts you plan on giving. And even though it's already a day that sets you up for financial success, here are a few more tips to really help you get the most for your money:

Be aware of hidden fees: The item that is 50% off when bought online sure will seem appealing, but does that include shipping, handling and taxes? By the time you're done checking out, you may just find that the 50% sale online winds up costing you more than the 40% sale in store. Therefore, you must look into what these sales actually include before deciding that one is the best deal for you.

Avoid window shopping: On Black Friday especially you can bet that stores will have their deals heavily advertised right where you can see them in an effort to lure you in. But, if you weren't planning on going to that store in the first place, this could cost you. Before you head to the mall or your local shopping center, create a list of the stores you need to hit and make a promise to yourself that those are the only stores you will visit.

Devise a plan: You may find that some stores advertise different deals throughout the day, so depending on what items you're looking to find you may need to visit one store at a very particular time. Before you head out, do some research to see if this applies to any of the stores you're planning to shop at, and if it does, put together an itinerary for yourself so that you don't miss out on any spectacular deals.

Whether you're a routine Black Friday and Cyber Monday shopper or have decided to make this your first year participating in the craze, know that these tips can help guide you towards financial success! Are you ready to get out there?

American Investment Planners LLC offers tax planning, estate planning, retirement planning and more to generations of families throughout the United States. More information about the services offered is available at www.americaninvestmentplanners.com.